When maintaining a home becomes too much of a burden for the senior citizen, they may decide that they are ready to make the move to an apartment. Finding one that will fit into their life style and handle any physical challenges that they may face should not be difficult as there are housing options for seniors who are healthy and active as well as for those who may need occasional assistance.
The location of your new home should allow you to live in comfort and retain as much independence as you can. Just because you’ve reached retirement age doesn’t mean that you will not continue to grow as a person. Living among others in your age group offers social opportunities and a great motivation to stay active.
Many apartments in senior communities are equipped with emergency call systems that alert those in the vicinity that you need assistance. The apartments are usually located near public transportation so that the residents do not feel isolated if they don’t have access to their own transportation.
There are different levels of assistance available in senior housing. Some of the complexes are intended for elderly tenants who need no assistance with day to day living but they are handicap accessible in case of emergency.
Other apartments offer assistance on an as needed basis. A community dining area is available if the need arises, but the individual units are equipped with complete kitchens for the tenant who is able to prepare their own menus.
Some complexes offer private transportation for the residents, while other simply make sure that safe parking is available.
In some areas, senior apartments can be found that not only provide units for the elderly who do not need assistance, but also have skilled medical professionals on staff to provide care to the residents in their own homes.
Costs of the various types of senior housing vary depending on services provided. In some cases they can be paid for by private insurance. In other cases the cost is brought down because of subsidies that make the units affordable to all.
Once you know what type of services you need from a senior living community, check with your insurance company to see if any of the cost is covered. If the complex is approved by the US Department of Housing and Urban Development, or HUD, the rent may be made even more affordable if you are eligible to qualify for a voucher that will allow you to pay a percentage of your income as rent.